Tariffs – atb card debit in AZN
| Popular operations |
| For transactions carried out in ATMs of Azer-Turk Bank OJSC |
0% |
| For transactions carried out in POS-terminals of Azer-Turk Bank OJSC |
0% |
| Conversion commission (non-cash exchange) – at the rate set for all operations carried out with the Bank’s payment cards |
0% |
| Card to Card service via Mobile Banking, ATMs and the bank’s website* |
0% |
| SMS notification service |
0 AZN |
| PIN-Change service |
0 AZN |
| Replenishment of the card balance through MilliOn / E-manat ** |
Bank commission: 0%
Service by MilliÖN / E-manat fee: 1% |
| Cash withdrawal in ATMs and POS-terminals of other banks in Azerbaijan*** |
0% |
* During the month max. 20,000 AZN or its foreign currency equivalent. Min. transaction amount: 1 AZN
** During the month max. 15,000 AZN
*** 0% for amount up to 1000 AZN per month, 1.5% for the amount over 1000 AZN
Notes:
-
Monthly limit on online transactions: 100,000 AZN or its foreign currency equivalent
-
Replenishment of the balance using the ATB360 mobile application and the pay.atb.az page with cards of foreign banks operating outside the Republic of Azerbaijan is impossible
-
Monthly cash out from ATM: max. 20,000 AZN or its foreign currency equivalent
| Tariffs on service |
| Card expiry date |
3 years |
| The maximum number of ATB cards |
1 card |
| Card currency |
AZN |
| Card service fee |
0 AZN
When replacing cards of the previous design with a new atb card, the replaced card provided free of charge for a period of 3 years |
| Replenishment of ATB cards with cards not belonging to the Bank, using the ATB360 mobile application |
0% |
| Replenishment of ATB cards with Bank’s debit cards, using the platform www.pay.atb.az |
0% |
| If the client’s card has become unusable through no fault of the client* |
0 AZN |
| Requirement for the minimum primary balance on the card account |
0 AZN |
| The lower limit of the amount of the security deposit |
0 AZN |
| Change of card status (closing, activation) and unblocking card |
0 AZN |
| Unblocking an incorrectly entered PIN code |
0 AZN |
| Mobile bank service |
0 AZN |
| Additional card cost** |
15 AZN |
| If the card is lost or rendered unusable |
15 AZN |
| Surcharge for urgent card issuance (within 1 business day) |
10 AZN |
| Erase PIN service (in case of absence / loss of PIN-code) |
2 AZN |
| “Quasi-cash” (transfers, credit payments, etc.) |
1.50% (min. 1 AZN) |
| “Unique” (lottery, gambling) |
1.50% (min. 6 AZN) |
| Fee for unfounded objection to payments |
0.1% of the amount (min. 10 AZN – max. 50 AZN) |
| Adding a card to the international “stop list” in case of loss |
20 AZN |
| Sending cards or PIN-envelopes by mail (within Baku)*** |
10 AZN |
| Sending cards or PIN-envelopes by mail (to other regions of the republic)*** |
20 AZN |
| Sending cards or PIN-envelopes by mail (outside the republic)*** |
60 AZN |
| Card to Card service (by other means) |
0.15% (min. 0.60 AZN) |
* A new card is issued only when the client presents a card that has become unusable. The lifespan of the new card is the same as the lifespan of the old card
** Obtaining an additional card connected to one bank account is possible only if the client submits a birth certificate of a minor child (or foster child)
*** Cards and envelopes with PIN codes are sent separately
| Cash withdrawal fee |
atb card debit
AZN |
| For transactions carried out at ATMs outside Azerbaijan |
1.5% (min. 3.50 AZN) |
| For Cash advance transactions carried out in POS terminals located outside of Azerbaijan |
1.5% (min. 6 AZN) |
At the request of the client, payment of commissions for services and products can be made in any currency accepted by the bank, in accordance with the tariffs. In such cases, the exchange rate set for all transactions with the bank’s payment cards is taken as a basis
Settlements for card transactions are made on the basis of exchange rate set for all transactions with the bank’s payment cards is taken as a basis
| Cashback and income on the balance of debit accounts |
| Income on the balance of the debit account* |
5% per annum |
| Gas stations |
1% |
| Online |
1% |
| Electronics |
2% |
| Restaurant and cooking |
2% |
| Clothes and accessories |
1.50% |
| Markets |
0.50% |
| Education |
3% |
| Health |
1% |
| Other payments |
1% |
* Daily interest rate of 5% per annum is calculated on the balance of debit cards in AZN and paid to the client’s debit card at the end of each month (the maximum amount for calculating interest is 35,000 (thirty five thousand) manats)
Notes:
-
CashBack program is for domestic payments only
-
CashBack is not calculated when payments are made in foreign currency
Transactions not included in the CashBack program:
- Utility payments
- Mobile operator payments
- Government payments
- Loan payments
- Card to Card
- Unique cash
- Transport
- Insurance
- Quasi cash
