Credit cards with a grace period of up to 65 days

* If the card is damaged not due to the fault of the client, the new card is provided after the client returns the damaged card to the Bank. The validity period of the new card will be identical to the previous card’s period

NOTE: Transactions are held by the Bank based on the exchange rates established by the Central Bank for the day of receipt of financial write-offs for MasterCard cards, and authorization day of financial write-offs for VISA cards

* In case of requesting a duplicate linked to the account of main card. This applies only if the holder transfers the rights of usage to the third party. If the type of duplicate card is superior to the main card, the fee should be paid fully. Ordering duplicates for and “VISA Infinite” cards is possible only if duplicate will be of the same type

** Cards and PIN envelopes delivered separately

NOTE: Upon customer request, the payment can be made in any currency accepted by the Bank, according to its tariffs for charges and fees on products and services. For such cases carried operation is based on the exchange rate of the Central Bank of the Azerbaijan Republic for the date of the operation