Sahibkar Card

Popular operations
Transactions at the ATMs of Azer Turk Bank	0.5 % (min. 1.00 AZN/USD/EUR)
Transactions at the POS-terminals of Azer Turk Bank	0.5 % (min. 1.00 AZN/USD/EUR)
Transactions at the ATMs and POS-terminals of other banks within the country	1% (min. 2.00 AZN/USD/EUR)
“Card to Card” service (transfer)	0.15% (min.: 0.60 AZN/USD/EUR)

Conversion based on the exchange rate of the Central Bank of the Azerbaijan Republic
Withdrawing cash from cards in foreign currency in AZN and vice versa, other transactions*	1%
Non-cash retail purchase / sale operations and other card operations in foreign currency held another foreign currency	0.50%

Service Tariffs
“SMS Notification” service	free
PIN-change service (ATM)	0.50 AZN
Changing the card status (blocking, activation) and card unblocking	free
Restoring blocked PIN code	free
New card issuance in the case of loss or damage*	100% from the cost of the card
In the case of card damage not due to the fault of the client	free
Adding card to the international “stop-list” after it was lost	20 AZN
Transactions at the ATMs abroad	1.5% (min. 3.50 AZN)
Cash Advance operations with POS-terminals held abroad	1.5% (min. 6.00 AZN)
Daily limit on cash withdrawal operations with ATMs	In accordance with legal requirements

Charge for issuance of duplicate card	50% from the cost of duplicate card*
Erase Pin & New Pin Set	0.50 AZN
Minimum card balance requirements	free
Minimum insurance deposit limit for debit cards	free
Commission for non-justified claims of payments	0.1% of the amount (min. 10 AZN – max. 50 AZN)
Fee for non-cash “Unique” operations (within the country)	1.50% (min.: 1.00 AZN/USD/EUR)
Fee for non-cash “Unique” operations (international)	1.50% (min.: 6.00 AZN/USD/EUR)
Delivery of cards or PIN envelopes via post (International)**	60 AZN
Delivery of cards or PIN envelopes via post (other regions of Azerbaijan)**	20 AZN
Delivery of cards or PIN envelopes via post (Baku)**	10 AZN